These Website Terms and Conditions (the “Terms and Conditions”) govern the access and use of the website and any of its subdomains (the “Website”) and should be read and interpreted with our Privacy Policy. 

This Website is the property of De Risk Worldwide, LDA. (“De Risk Worldwide”, or “De Risk”) with its head office at Rua Castilho, n. º235, 1º 1070-051 Lisboa. 

Throughout these Terms and Conditions, users of the Website will be referred to as “User” or “you”, and De Risk Worldwide will be referred to as “we” or “us” or “our”.  

If you wish to contact us, please write us through the following e-mail address: [email protected]. 

Object and Scope of these Terms and Conditions 

We provide you with this Website where you can easily access information about us.  We are a specialized global provider of Rewards Risk Coverage solutions and platforms within the consumer promotion and loyalty programme rewards industry, with a reputation for delivering highly effective programmes and campaigns specifically tailored to the requirements of each of our client.  

Through our Website you can access information about us, the services we provide, and about our clients. 

Please remember that, although we are always pleased to share our projects and provide you with any material you request, the information disclosed on our Website cannot be regarded as a contractual offer, or advisory, legal, or consulting services. 

Any information provided on our Website is for informational purposes only, does not represent an offering or an opinion of any kind, and is not binding by any means.  All the information we provide on our Website derives from internal as well as external sources considered to be trustworthy, is given without liability on our part and does not exempt you from further or additional support. 

Any binding and formal information regarding De Risk will only be provided under your request. 


By accessing, visiting, or using the Website, you declare to be fully and clearly aware of the rules and warnings included in these Terms and Conditions, and accept to be governed by them.  If you do not agree with these Terms and Conditions, you should not access or use the Website or any of its contents. 


De Risk shall not be held liable for any losses, whatever their nature, that may result, directly or indirectly, related to or in connection with any use of any of the information contained in this Website.  The information provided on the Website is intended solely for the use of potential clients, and no representation or warranty, express or implied, is made as to and no reliance should be placed on the accuracy, completeness, or correctness of any information provided. 

We will not assume any responsibility whatsoever for any special, incidental, indirect, consequential or any other damages (including, but not limited to, damages for loss of profits, loss of data or other information, for business interruption, for personal injury) arising out of, or in any way related to, the use of, or inability to use, the Website, as well as, resulting from any content we provide, or information, suggestions or feedback. 

Remember that the information we share does not constitute any binding contractual proposition and that such information shall not be used as contractual or precontractual information to support any decision. 

For any formal and binding information regarding our activity, please contact us through the means provided at the end of these Terms and Conditions.  

Your Obligations 

By using our Website, you expressly assume the following obligations: 

  • To use this Website only for the purposes it was developed for; 
  • To use this Website only in compliance with these Terms and Conditions, our Privacy Policy as well as applicable law and regulations; 
  • Not to share any information you consider should not be made available to Third Parties for the purpose provided under these Terms and Conditions and our Privacy Policy.  


You shall defend, indemnify, and hold harmless De Risk from any damages actually incurred or finally adjudicated as to any third-party claim, action, or allegation that the information you have provided us infringes third party rights, namely, but not exclusively, privacy rights, or was improperly provided to us in violation of any individual’s rights or applicable laws (or regulations promulgated thereunder). 

Operability of our Website 

We use the best standards in the industry to keep our Website fully accessible to you, avoiding at all costs any errors and interruptions. 

However, as a user of our Website, and by accepting these Terms and Conditions, you are declaring, acknowledging, and accepting that our Website may be temporarily unavailable for any reason. 

We will use our best efforts to notify you of any unavailability of our Website, but we will never be liable for any damages arising from the inaccessibility or impossibility of using our Website. 

De Risk has the right to freely decide to limit, interrupt, cease, suspend, block, prevent or cancel the access or use of any user to the Website, with or without justification or prior notice, namely: 

  • whenever you violate these Terms and Conditions, our Privacy Policy or other laws and regulations; 
  • to guarantee the security of information channels, structures, communication, networks or equipment; 
  • as a result of any technical, strategic, legal or commercial restrictions or limitations; 
  • if we are using the Website in a fraudulent or abusive manner, including through the use of robots, crawler, scraper, spider, or other automated means to extract information from our Website. 


Intellectual Property Rights 

All contents of our Website, as well as its structure and layout, selection, organization, and presentation of its contents, including its functionalities and the software we use, registered trademarks, logos and symbols that appear therein, are protected by Intellectual rights and are owned or licensed to De Risk. 

It is expressly prohibited to transfer, broadcast, publish, make available to the public in any form or by any means, modify, transform, copy, use, sell, or share, in any form, the texts, images, or other information contained in our Website without our prior written consent.  


If you have any complaint regarding our Website, please contact us using the e-mail address provided below. 

Modifications to the Terms and Conditions 

The Terms of Conditions may be modified by us at any moment, without warning and with immediate effect.  If you continue to access or use the Website, you will accept those modifications. 

Applicable Law and Dispute Resolution 

Any questions related to the services provided or the interpretation of these Terms and Conditions, will be subject to Portuguese law and the Court of Lisbon, with express waiver of any other. 

 Contact Us 

If you have any questions about these Terms and Conditions, please contact us by e-mail to [email protected].

10 October 2023